Tax Liens
Falling behind on property taxes can lead to serious consequences, including a property tax lien.
A lien is a legal claim the government places on your property to secure unpaid taxes. If you’re facing a property tax lien, MD Tax Help can help you understand your options and take steps to resolve it before it leads to a potential sale of your property.
What is a Property Tax Lien?
A property tax lien is a claim the government places on your property when property taxes go unpaid.
This lien ensures the government has a legal right to collect the overdue amount, and it remains in place until the tax debt is cleared. While a lien doesn’t result in an immediate loss of property, it can lead to more severe consequences if left unresolved.
How a Property Tax Lien Works
• Unpaid Taxes
If you miss a property tax payment, the government marks the amount as overdue. Over time, additional penalties and interest may add up, increasing the total debt owed.
• Legal Claim on Your Property
To secure the debt, the government places a lien on your property. This lien gives them a legal right to your property until you pay the outstanding taxes. It also means that if you sell the property, the lien must be resolved before completing the sale.
• Potential Property Sale
If the tax debt continues unpaid, the government may proceed with a tax sale or foreclosure to collect the overdue amount. In this case, your property could be sold to recover the unpaid taxes, putting your home at risk.
Client Success Stories
At MD Tax Help, we have helped clients navigate tax liens and protect their properties.Here’s how we’ve supported homeowners facing liens due to unpaid taxes:
• Removing a Lien for Sarah
“Sarah was struggling with unpaid property taxes, leading to a lien on her home. Worried about the potential of losing her property, she reached out to MD Tax Help.
We evaluated her financial situation and created a manageable payment plan, which helped her gradually clear the debt. By steadily addressing her taxes, Sarah was able to lift the lien, ensuring her property was safe and free from legal claims.”
• A Clear Path Forward for Tom
” Tom received a notice that a lien had been placed on his property due to overdue taxes. Unsure of what steps to take, he contacted MD Tax Help for guidance.
We found a tax relief option that reduced the penalties on his debt and allowed him to enter a payment plan he could afford. With a clear plan in place, Tom was able to resolve the lien and secure his property for the future. “